# StretchDollar + Gallagher: The ICHRA solution for small business

A flexible, cost-effective alternative to traditional group plans designed for companies with under 50 employees.

## Benefits

### A match made in benefit heaven

### Quick Setup

Launch in minutes with an easy, self-service setup.

### Earn $$

Get compensated per employee + continue offering ancillary services.

### 1:1 Support

Employees receive 1:1 shopping support from Gallagher-licensed experts.

## Quoting tool

### Get a quote in minutes, not weeks

You know the feeling — three weeks of back-and-forth for a group plan quote that still doesn't work. We fixed that. Get instant insights on cost and coverage so you can move and close faster.

### Flexible

Contribution strategies to fit any client budget.

### Share quotes

Get sign-off in one click.

### Seamless setup

Quote details flow directly into onboarding.

### Simplest quoting experience available

Get a client from quote to active in minutes.

## Proof

### The proof is in the pudding

**2.8x**

Year-over-year growth for the ICHRA market.

**83.5%**

of ICHRA adoptees in 2025 had not previously offered health coverage.

**9/10**

ICHRA employers renew their policy the following year.

[HRA Council, Growth Trends for ICHRA & QSEHRA, 2025 Data Report](https://www.hracouncil.org/report)

> “Being able to quote clients so quickly has made a huge difference—for me and my clients.”  
> Jared Bisbee  
> Producer @ Gallagher

## Producer benefits

### How ICHRA with StretchDollar + Gallagher benefits producers

### Hands-free Setup

Smooth hand-off of clients — we take over setup.

### Compensation

Savings for your client & compensation for you.

### Live Support

Live chat, email, and meetings — support that’s there when you need it.

### Instant Quotes

Instant quotes delivered directly to your inbox.

**11**

Employees on average per company.

**38%**

Average savings per employee compared to a group plan.

**15 minutes**

Spent to sign up on average.

## Resources

### A few handy resources

Gallagher ICHRA Demo from StretchDollar on Vimeo

[Watch on Vimeo](https://vimeo.com/1156522692?fl=pl&fe=vl)

Guide **Partner Guide** What’s it like working with StretchDollar? Check out our guide!](/content/partners/stretchdollar-gallagher#/index.html)  Flyer **All About ICHRA** Download our flyer with a few reminders about how ICHRA works](/content/partners/stretchdollar-gallagher#/index.html)

## FAQ

### How does StretchDollar work with brokers and benefits consultants?

As an ICHRA administrator focused on small businesses, brokers and consultants can rest assured their clients are in good hands. We provide end-to-end support, including employee shopping assistance for those who want it. Plus, with ongoing referral fees and the option to be the broker of record, it’s a partnership that works for everyone.

### What small business clients are the best fit for ICHRA?

ICHRA is ideal for small businesses that are new to benefits, have employees across multiple states, or are facing steep premium increases with their traditional group plan.

### What are the advantages of ICHRA over a traditional small group plan?

Traditional small group plans can take weeks or months to set up, require minimum participation, and often come with higher costs. ICHRA offers faster onboarding, customizable pre-tax employee allowances, employee choice of health plan, and predictable budgeting.

Still have questions? We're always happy to walk you through it.