The ICHRA Platform Built for Brokers Serving Small Businesses

Offer every client under 50 employees a modern, compliant health benefit — without the group plan headaches. StretchDollar's ICHRA platform is the most affordable option built for small businesses and the brokers that serve them.

Our Solutions

One platform. Three tailored experiences.

ICHRA Broker Portal

Build a quote, enroll a client, and track their policy — all in one portal.

• Takes minutes, not weeks. And it's completely free to get started.

• Simplest quoting experience available

• Get a client from quote to active in minutes

• Follow the full client journey in one place

• You maintain agent of record (AOR)

• Earn commission

Admin Dashboard

Straightforward benefit management

• No carrier negotiations, no participation rules, no annual enrollment headaches

• Build your ICHRA policy

• Set a pre-tax budget per employment group, add optional family scaling, and determine your waiting period

• Add employees and invite them to enroll

• Approve reimbursements in one click

• Year-end compliance? Handled

Benefits Portal

Employees own their health

• No one's needs are the same, so why is their health plan? With StretchDollar, employees choose an individual plan that fits their life & unique needs — and get their premium reimbursed tax-free by their employer every month.

For Brokers

Everything Brokers Need to Sell ICHRA to Small Businesses

Your clients get an easy-to-use, affordable benefit. Employees get to choose a plan that works for them. You get a scalable, low-touch book of business. Win, win, win!

Dedicated Broker Portal

Manage your small business ICHRA clients from one dashboard. Easy-to-use quoting tool, self-service onboarding for your client, and track enrollment.

How it Works

From Quote to Active Policy in 3 Easy Steps

• Send your client a quote.

• Pre-populated onboarding

• Reimbursements on autopilot

Pawsitively

“StretchDollar has been such a blessing. Your customer service is amazing, the onboarding, everything. It's just so easy.”
Meg Brunett, Owner & COO @ Pawsitively

Why We're More Affordable

Direct ACH Reimbursements = More Simplicity, Reliability and Choice.

Our Solutions

Built Exclusively for Small Businesses Under 50

Most ICHRA platforms are built for enterprises — then awkwardly scaled down. We understand that SMBs have unique needs and designed an experience that works for them.

FAQ

What Health Insurance Plans Can Employees Choose with an ICHRA?

Employees choose the individual health plan that's right for them—not one selected by their employer. They can shop both on and off the ACA Marketplace from leading national and regional insurance carriers available in their area.

What Is an ICHRA?

An ICHRA is a modern employer-sponsored health benefit introduced in 2020. Instead of purchasing one group health plan for everyone, employers provide employees with a monthly allowance to purchase the individual health insurance plan that best fits their needs. The result is more choice for employees and more predictable costs for employers.

How Much Does StretchDollar ICHRA Cost?

StretchDollar ICHRA costs $100 per month, plus $25 per participating employee per month. There are no setup fees, hidden fees, or long-term contracts, and you can cancel anytime.

Is ICHRA a Good Alternative to Traditional Group Health Insurance?

Yes. For many small businesses, ICHRA offers more predictable costs, greater employee choice, and simpler administration than traditional group health plans.